Mengenal Leukemia (Kanker Darah)

Perkembangan leukemia atau kanker darah sekarang ini belum dapat dideteksi secara dini dan penyebabnya belum bisa di deteksi. Penyait ini merupakan kanker yang mematikan dan belum bisa dicegah dan cara penyembuhannya pun masih menjadi bahan perdebatan. Ada beberapa zat dan bahan penyebab yang bisa menimbulkan kanker, makanya berhati-hatilah mengkonsumsi makanan dan minuman menggunakan zat pewarna.
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Kisah Tragis Si Gadis Playboy

Buntut kematian bintang seksi playboy Anna Nicole Smith di usianya yang ke-39 membuat beberapa pemerhati Playboy Playmates menarik kesimpulan bahwa gadis-gadis Playboy cenderung berusia pendek. Nah lho! Kematian mendadak Anna yang sampai saat ini masih jadi misteri mengukuhkan anggapan bahwa gadis-gadis seksi milik Hugh Hefner ini rata-rata memiliki nasib yang bisa dibilang tak secantik wajahnya. Kecelakaan mobil, overdosis, bunuh diri, kecelakaan pesawat, dan kematian Smith yang belum menemukan titik terang adalah serangkaian nasib naas yang merengut hidup gadis-gadis Plaboy sebelum usia mereka menginjak 50 tahun.
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Travel Tips For Golfers

Planning your next golf trip? If you're flying to your golf destination, here are some tips that can save you time, aggravation, and money.
First, clean out your golf bag. Remove any items you haven't used during the last six rounds of golf. Get rid of old golf balls; remove any balls you won't use during your trip. Take a maximum of 4 tees for each round you plan to play. Take 2 ball markers. Take 1 pitch mark repair tool. Can you get rid of any clubs? Do you really need the 4-iron that you rarely use?
Pack golf shoes, your golf glove, and six golf balls in your carry-on bag. If your golf clubs are delayed, you can rent clubs at almost any course; but do you really want to buy another pair of shoes?

Protect yourself from theft. We hate to say it, but theft by baggage handlers is a reality. Some of our friends have had individual clubs (putters and drivers) stolen during air travel. Use a Transportation Security Administration (TSA) approved padlock on your golf travel bag to help deter thieves. You can get a TSA approved padlock on-line or at most stores that sell luggage. Look for the TSA logo on the lock to ensure it can be opened by a TSA agent. Otherwise, they will cut the lock if your bag is chosen for inspection.

Weigh your luggage before you leave home. Most airlines charge extra fees for bags weighing more than 50 pounds (22.6 kg). Redistribute items between your golf bag, your suitcase, and your carry-on bag so you don't have to take your bags apart in the terminal or pay for overweight bags.

Make sure your luggage tags are securely fastened to all your bags, including your golf bag and your carry-on. Then put a business card inside each piece of luggage. If your bag is misrouted, and the luggage tag gets torn off during handling, airport security will be able to contact you.

Buy travel insurance. Travel insurance is inexpensive, but it can save you a ton of money if you have to cancel your trip, your flight is delayed, you or a family member has medical problems, or your clubs or luggage is lost.

Be prepared for bad weather. You're more likely to play golf in the rain when you're on a golf vacation than when you're playing at home. So here are some tips on what to do to be prepared for inclement weather:

* Change the spikes on your golf shoes before you leave home and put a couple of extra spikes and a spike-wrench in your golf bag. Besides giving you more stability during your swing, new spikes can make all the difference in the world if you're walking on slippery hills. A few extra spikes and the wrench weigh next-to-nothing and will come in handy if you lose a spike.
* Check the grips on your golf clubs, including your putter. If you haven't changed your grips in over a year, it's time! In bad weather, a new grip can make the difference between knocking it stiff or watching your favorite wedge pin-wheel into a pond after it slips out of your hands.
* Invest in good rain gear, including a waterproof hat and rain gloves. Don't skimp on cheap rain gear or you might end up with gear that isn't fully waterproof (just ask the members of the 2010 USA Ryder Cup team!) Put an umbrella in your bag.
* An extra golf glove, towel and socks are also good if you have room. Put them all in a zip-lock bag inside your golf bag to ensure you're not going to pull out soggy gear.
* Consider leaving your driver and fairway metal head covers at home and wrapping another towel around the club heads. This will ensure that your head covers don't get soaked if it rains or that your favorite head cover (the one your daughter bought you for your birthday) doesn't end up in the bin in some far-away starter's shack. And it also gives you an extra towel should the weather not cooperate. If you bring your head covers with you on the trip, consider leaving them in your travel bag, the trunk of your car, or in your room before heading to the golf course.

By : Eric A. Rosenberg

Manfaat Kloset Jongkok

Banyak dari kita yang belum tahu manfaat kloset jongkok, bagi yang terbiasa dengan kloset duduk mungkin agak risih jika menggunakan kloset jongkok, demikian juga sebaliknya. Untuk ibu hamil dan orang lanjut usia kloset jongkok mungkin sangat menyiksa karena otot mereka harus bekerja extra untuk dapat menahan beban.
Namun untuk orang biasa kloset jongkok ternyata mempunyai beberapa manfaat, diantaranya :
1. Sulit untuk tertular kuman dan bakteri
2. Melatih otot untuk menahan berat badan.
3. Melatih kekuatan kaki dan otot kaki.
4. Melatih otot dasar panggul dan membuat pantat lebih sexy.
5. Posisi jongkok membantu kotoran lebih mudah keluar karena otot-otot dinding perut kontraksinya lebih bagus.

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Tips Menurunkan Kolesterol

Taburkan Pistachio Pada Salad Para periset Pennsylvania State University baru-baru ini memberikan tugas menyenangkan kepada para relawan : makan 1,5 ons pistachio (sekitar 1 genggam penuh) setiap hari. Di akhir studi 4 minggu ini, relawan yang mengunyah kacang-kacangan, kadar kolesterol total rata-rata turun 6,7% dan kolesterol jahat LDL turun 11,6%. Penurunan ini punya manfaat besar. Penurunan total kolesterol sampai sekitar 7% menurunkan risiko penyakit jantung sampai 14%. Pistachio adalah salah satu sumber terbaik sterol tumbuhan.
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Real Estate Properties And A Lease Purchase Home

Every one of us must be dreaming of the perfect home, one that is made out of our own design and specifications. There is just more attachment when something is done personally, and building a house is one that all families should be able to do. It may take some time, but the process is all worth it. From conceptualization, coming up with the blue print and then on to the hard stuff, every effort is just commendable. Nothing even beats having to see your house all finished, from your own mind, own money, coming into full form. A dream come true is what you can refer it to. However, not all of us are privileged to afford such lifelong dream project. Thus, the alternatives are all other have, like lease purchase home. But then again, the sense of home can still be achieved, and if you choose a place with taste, then you have nothing to be sad about.
Now, are you among those who are also doing home searches for the family? If yes, then you must know how tedious the process can be with regards to decision making for starters. First, there is the neighborhood to consider. Is it proven safe, and will the community provide a safe haven for your family? Also, is there a relatively close proximity to establishments you can rush to for emergencies? We are talking about hospitals for sicknesses, the police station for reports on suspicious activities and grocery stores for your basic needs. If with children, then good universities should also be within reach as well so that they can easily go to school and come home. This is because transportation could be a big issue, especially with traffic and the availability of transport vehicles with others competing for a spot.

For first timers dealing with real estate options, it is advised that with good judgment, every opportunity must not be put to waste. If every factor for considering lease purchase homes is already assessed, then one has to work on it with focus and patience. After all, there are also other people who can be considered competitors once they want the same thing as you do. Thus, beat them to it and be first to claim what you have been eyeing on all along.

Knowledge is always power, thus do not remain ignorant on how the business works. It's a property you are trying to secure for your family's benefit, thus you should study every possibility so that you will know how you can request and where you can get assistance in case you are stuck somewhere and can't progress. A lease purchase house is what you need to own your dream house as well, granted that you know where to look and how to claim it. Always think of your priorities so that once the decision has been made, you will be happy with what you did. We all need a place to live, and if the opportunity for getting a good one is there, then ready yourself and focus on your goal of getting the best deal for your money.

By : Preston John R Glenn

Bahaya Kemasan Styrofoam

Bahan pengemas styrofoam atau polystyrene telah menjadi salah satu pilihan yang paling populer dalam bisnis pangan. Tetapi, riset terkini membuktikan bahwa styrofoam diragukan keamanannya. Styrofoam yang dibuat dari kopolimer styrene ini menjadi pilihan bisnis pangan karena mampu mencegah kebocoran dan tetap mempertahankan bentuknya saat dipegang. Selain itu, bahan tersebut juga mampu mempertahankan panas dan dingin tetapi tetap nyaman dipegang, mempertahankan kesegaran dan keutuhan bahan yang dikemas, biaya murah, lebih aman, serta ringan.

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How To Find Top Auto Insurance Companies

If you are planning on purchasing auto insurance, you are likely also wondering which companies are the best. In order to find the best insurance companies in the industry, you must review a number of factors. The following tips will help you find the top auto insurance companies. Ask your friends and family about the businesses they prefer to use. While many of your friends and family may purchase their policies from the cheapest providers in the industry, it is likely that they know which ones are the best organizations in operation today.
By asking them about their personal opinions, you will likely obtain the names of a few high caliber businesses.
Ask agents and brokers about the providers they like the most. Many brokers and agents will likely promote the businesses they sell policies for, but that does not mean the businesses they recommend are low quality operations. By talking with these knowledgeable individuals, you will likely obtain the names of many high quality providers. Take a look at large scale consumer reviews. Consumer watchdog organizations study these businesses day in and day out. These organizations also publish information about these businesses as well. By reviewing the literature these organizations are currently publishing, you can gain a fairly clear picture of the current marketplace.
Many consumer watchdog groups even publish specific information about each company they review as well. By reviewing this information, you can see which providers are financially stable, which providers honor claims, and which providers offer high quality customer service. Review information being published by past and present customers online. Many customers of these publish information about their personal experiences with large organizations on a regular basis. These individuals share invaluable information about the providers they have used and are currently using. If you can find information that informs you about the quality of various providers in business today, you will likely know which organizations are actually providing high quality services to their customers. Complete your search by contacting some of the best companies directly. After you have utilized a few of the previous steps, you will likely know which organizations are commonly rated as the best in the business today. Once you know which providers are top auto insurance companies, you can contact them directly to ask them a few questions and see for yourself which ones actually offer the products and services you need the most.

By : Ted Kripps

Ramuan Tradisional Untuk Penderita Asma

Asma adalah penyakit penyempitan saluran pernapasan sementara waktu sehingga menjadi sulit bernafas. Gejala asma ditandai nafas yang berat / sesak nafas disertai nafas berbunyi hingga terjadi kegagalan pernafasan yang membahayakan. Saat menarik nafas, tekanan dalam dada menurun sehingga udara dapat masuk. Berkurangnya tekanan membantu mempertahankan agar saluran pernafasan tetap terbuka.
Saat menghembuskan nafas, tekanan di dalamnya meningkat sehingga mempengaruhi dinding saluran pernafasan dan cabang-cabangnya sehingga menjadi pipih. Keadaan ini menyebabkan saluran pernafasan menjadi sempit sehingga sulit menghembuskan nafas. Hal inilah yang menyebabkan penderita asma mengalami kesulitan saat menghembuskan napas, yang biasanya juga disertai timbulnya suara.
Penyebab :
Asma merupakan salah satu gangguan yang dapat disebabkan oleh faktor genetic atau karena alergi. Serangan dapat terjadi karena penderita menghirup serbuk sari ataupun debu rumah. Akan tetapi, kadang-kadang serangan dapat terjadi tanpa diketahui penyebabnya secara pasti. Serangan biasanya didahului oleh adanya infeksi pernafasan yang parah.
Hal-hal yang dapat memperburuk serangan asma antara lain : tekanan emosional, kelelahan, bau-bauan, asap rokok, perubahan suhu, dan lain-lain.
Cara pengobatan :
• 15 gram bunga kenop segar direbus dengan 400 cc air hingga tersisa 200 cc, kemudian airnya diminum selagi hangat.
• 30 gram akar putrid malu / sikejut direbus dengan 400 cc air hingga tersisa 200 cc, kemudian airnya diminum selagi hangat.
• Lobak putih secukupnya dijus hingga tertampung 1 mangkok, lalu ditim dan diminum.
• Irisan jahe setebal 3 mm ditempelkan dengan menggunakan koyo hangat / koyo cabe pada titik dazhui.
• 15 gram bunga melati direbus dengan 400 cc air hingga tersisa 200 cc, kemudian airnya diminum selagi hangat
• 60 gram rumput jukut pendul direbus dengan 400 cc air hingga tersisa 200 cc, kemudian air rebusannya diminum selagi masih hangat.
• 15 gram bunga melati dan 15 gram jahe direbus dengan 600 cc air hingga tersisa 300 cc, kemudian airnya diminum selagi hangat sebanyak setengah gelas.

Penulis : Prof. H.M. Hembing Wijayakusuma

Mitos Seputar Seks Yang Sering Diperdebatkan

1.) Jangan Ngeseks Sebelum Bertanding. Peringatan ini sudah menjadi aturan wajib bagi setiap pelatih kepada anak asuhannya. Setiap pelatih di banyak cabang olahraga pasti akan melarang para pemainnya untuk berhubungan seks di malam sebelum pertandingan besar. Namun begitu, banyak riset menunjukkan bahwa seks sebelum pertandingan sama sekali tak mempengaruhi penampilan atlet. Riset ahli dari College of St. Scholastica di Duluth, Minnesotta, Amerika Serikat misalnya mengungkapkan bahwa pria menunjukkan kemampuan yang baik dalam tes ketahanan saat treadmill di pagi hari usai berhubungan seks malam harinya.
2.) Pria Mencapai Puncak Seksual Pada Usia 18, Sedangkan Wanita Pada Usia 30''an. Menyikapi mitos ini, apa yang harus dipegang teguh pikiran Anda adalah bahwa pemahaman soal puncak ini adalah menyesatkan. Puncak dari segi hormonal tidak serta merta mempengaruhi puncak dari kemampuan seksual. Lebih jauh lagi, kualitas fisik dan seksual bukan suatu hal yang sama. Ketika hormon testosteron mencapai puncaknya pada usia 18, seorang pria cenderung belum mengalami seks terbaik dalam hidupnya sebagai remaja. Kesimpulan yang dapat diambil dari fakta ini adalah jangan biarkan pikiran penuh prasangka mendikte Anda.
3.) Alkohol Perbaiki Kemampuan Seksual. Alkohol sejak lama dipertimbangkan sebagai aphrodisiac. Dahulu, manusia kerap dibayang-bayangi oleh kemampuan dan kekuatan alkohol, yang diduga mampu memperbaiki dan meningkatkan kenikmatan seksual.Alkohol justru akan membuat mandul fungsi-fungsi otak yang lebih tinggi, yang biasanya mengontrol atau menghambat impuls seksual. Lebih jauh lagi , meskipun minuman keras dapat meningkatkan gairah seks, namun juga dapat menurunkan kemampuan Anda atau secara negatif mempengaruhi respon seksual Anda.
4.) Cinta Dibutuhkan Untuk Menikmati Seks Satu lagi mitos yang agak menyesatkan. Yang benar adalah cinta¨ tidak berkaitan dengan kepuasan seksual. Tentu saja, saat seseorang jatuh cinta dan memiliki perasaan kuat pada pasangannya, pengalaman seksualnya menjadi lebih baik. Namun hal ini tak bisa diterjemahkan dalam orgasme yang luar biasa.Banyak pasangan yang bingung bahwa seks yang mereka nikmati tidak seindah seperti kehidupan cinta mereka Setiap pasangan harus menyadari bahwa belajar untuk ¨menikmati¨ satu sama lain akan menjadi mahir seperti halnya memainkan alat musik. Anda butuh latihan kerja keras, kesabaran, sebelum musik yang hasilkan sempurna dan manis.
5.) Single Lebih Sering Ngeseks Ketimbang Yang Berpasangan. Meskipun kita cenderung berpikir bahwa orang yang belum menikah lebih sering melakukan seks, namun mereka yang telah menikah atau hidup bersama-lah yang justru menjadi pemenang untuk soal yang satu ini. Ini bisa terjadi karena dua hal yakni : modal dan kemudahan. Kedua, Anda akan mencapai jumlah seks yang optimal bila Anda hidup dengan pasangan yang dicintai. Anda juga akan memiliki kehidupan seks yang nikmat ketimbang saat masih single. Menurut penelitian, kualitas seks yang lebih tinggi akan dicapai seseorang bila telah memiliki pasangan dalam ikatan pernikahan. Hal ini terjadi karena model relasi seperti ini biasannya menawarkan komponen-komponen kunci dari eksplorasi seksual dan kesenangan yakni kepercayan dan keterikatan.

Tidur Panjang Oma Ida Kusumah Saat Syuting


Dunia perfilman dan keartisan kehilangan lagi salah satu aktris senior yang akrab disapa Oma. Wanita yang bermain dalam sinetron Cinta Fitri ini meninggal dunia karena penyakit jantung saat break syuting. Oma Ida saat break bermaksud hendak istirahat sambil tiduran. Namun setelah waktunya istirahat selesai, Oma dibangunkan diam saja. Serentak kru dan pemain sinetron langsung panik dan melarikannya ke RS. Cinere. Dan Oma Ida dipanggil Sang Pencipta meninggalkan orang-orang yang mencintainya.
Sahabat wanita yang terkenal disiplin dan teliti dalam segala hal ini mengaku ada yang ganjil pada tubuh Oma saat meninggal.Connie Sutedja,Rina Hasim, dan Rima Melati melihat tubuh Oma Ida semakin gemuk namun tidak wajar,wajahnya tampak semakin cantik.Mungkin karena kegemukan inilah penyebab penyakit jantungnya Oma Ida kambuh.Para pelayat dari kalangan warga sekitar berkesempatan untuk dapat melihat idola mereka dari jarak dekat,seperti Shireen Sungkar dan Teuku Wisnu di kediaman almarhumah di Cipondoh Tangerang.
Semoga Oma Ida Kusumah diterima segala amal ibadahnya, diampuni segala dosanya,dan keluarga,sahabat yang ditinggalkan diberikan ketabahan,Amin.Selamat Jalan Oma Ida Kusumah,Kami akan selalu mengenang tawa dan candamu.

Cara Memikat Kaum Wanita


Isyarat Fisik Dan Verbal
1. Postur dan posisi - Postur Anda mengkomunikasikan segalanya. Anda perlu melengkungkan punggung dan sedikit menonjolkan dada Anda. Ambil jarak, saat Anda berbicara dengan seorang wanita, posisikan diri Anda tak jauh dari dua kaki. Anda tak perlu terlalu dekat dengannya, tapi sedikit lebih dekat dari jarak yang biasa dilakukan dalam percakapan normal. Atur posisi terbuka sepanjang waktu. Saat Anda sedang berusaha merayu seorang wanita, jangan sekali-kali bersedekap atau memasukan tangan ke dalam saku. Jika Anda ingin mencoba membuatnya melihat Anda, mundurlah sedikit, jika dia mengikuti gerakan Anda, maka itu sebuah pertanda bagus.

2. Mata bertemu mata, merupakan alat efektif dalam seni merayu. Gunakan mata Anda untuk memberi tatapan penuh kekaguman. Hal itu cukup mungkin untuk membuat hati seorang wanita kalang-kabut. Jika Anda kebetulan melewati seorang wanita yang ingin Anda goda, beri tatapan dua kali pada matanya, lalu berpindahlah perlahan. Dan berikan senyuman saat Anda hendak memalingkan wajah. Kalau dia tanggap, maka dia akan menangkap isyarat ketertarikan Anda.
3. Sentuhan juga boleh dilakukan. Sebagai awalnya, sentuh pundak atau tangannya sewaktu Anda berbicara dengannya. Namun untuk sentuhan ini, Anda mesti hati-hati, jangan sampai sentuhan tersebut diartikan sesuatu yang kurang ajar atau melecehkan. Yang perlu Anda ingat, jangan keluar jalur, atau si wanita malah jadi sebal pada Anda.
4. Bersikaplah agresif. Kaum wanita menyukai pria-pria yang tak takut melakukan apapun demi mendapat yang diinginkannya. Saat Anda menujukkan ''pengejaran'' dengan penuh rasa percaya diri dan tak kenal takut, maka ia akan mulai melihat Anda sebagai sosok yang berbeda. Jangan pelit memberi pujian pada wanita...ungkapkan apa yang Anda pikirkan, asal itu dalam batas wajar.
5. Berikan ungkapan jujur. Jika Anda telah menyampaikan bahasa tubuh yang tepat, apa yang Anda katakan tak sepenuhnya penting. Hanya saja, usahakan untuk membuat percakapan tetap hidup. Lemparkan topik yang bukan hal serius, bukan pula percakapan yang terlalu mendalam. Jangan melulu bicara tentang diri Anda, tapi gali pula hal-hal yang membuat lawan bicara Anda terlibat.
Isyarat Jiwa Jangan perlihatkan perasaan gugup sewaktu Anda mendekati seorang wanita, pancarkan rasa percaya diri dan yakin kalau Anda mampu mengontrol situasi ini. Tunjukan Anda merasa nyaman dan aman...para wanita menyukai pria yang memiliki rasa aman. Ingat, seorang yang percaya diri dan merasa aman sangatlah memikat. Itulah kenapa kebanyakan wanita enggan dengan pria yang sombong dan grogi. Rasa percaya diri dapat ditunjukan dengan tidak bicara gugup, tidak duduk/berdiri dengan gelisah, menatap langsung ke mata dan suara tidak terdengar gemetar. Untuk membuat seseorang.
Sumbernya ada disini.

Rahasia Kurus Cepat Dan Sehat


Di zaman modern ini banyak sekali orang yang begitu mengkhawatirkan masalah berat badan mereka. Mengurangi berat badan dan berupaya nampak lebih muda sepertinya sudah jadi bagian kehidupan banyak orang saat ini. Banyak sekali produk diet yang ditawarkan untuk menyesuaikan diri dengan kebutuhan masa kini, sangking banyaknya pilihan malah bikin bingung produk mana yang paling baik dan cocok.
Sebenarnya, ada cara lain untuk melakukan diet dan mengurangi berat badan dengan mudah tanpa bantuan pil diet. Dan dengan cara ini Anda dapat mengurangi berat badan dengan cara sehat sekaligus cepat. Simak tips berikut: Kontrol Porsi Tetapkan porsi Anda, lebih baik buat Anda untuk makan sesuai dengan porsi Anda dari pada menyantap makanan secara berlebihan. Saat Anda makan dengan porsi lebih sedikit, Anda dapat makan secara teratur sepanjang hari. Contohnya, untuk membuat metabolisme lebih tinggi Anda dapat menyantap 5 ukuran kecil makanan dalam sehari dengan jarak waktu 2-3 jam. Cara ini dapat membantu metabolisme Anda dan juga membuat tetap kenyang sepanjang hari. Hidari Makanan Manis Gula adalah musuh besar saat diet dimulai. Untuk beberapa alasan saat Anda mulai menyantap makanan sehat dan menjalani diet, biasanya kerap ingin menyantap makanan manis. Cara terbaik untuk menghindari masalah ini adalah makan buah favorit Anda atau agar-agar, saat keinginan itu muncul. Air Untuk mengurangi kelebihan air di tubuh, Anda malah harus minum banyak air untuk melepaskan air yang disimpan oleh tubuh. Tubuh kita menahan air untuk memastikan agar tidak mengalami dehidrasi. Saat Anda minum lebih banyak air sepanjang hari dan setiap harinya, justru akan membantu melepas air berlebih di tubuh. Aktif Usahakan untuk tetap aktif dengan kegiatan menyanangkan, aktivitas yang membuat rileks untuk hari bebas kerja Anda. Bersenang-senanglah dengan anak Anda, lakukan yoga, jalan-jalan atau lakukan permainan yang bersifat olahraga. Menjalani diet memang tak mudah, tapi kunci untuk kesuksesan menurunkan berat badan adalah komitmen. Keteguhan difikiran kitalah yang akan mendorong untuk melakukan usaha yang lebih keras.

Sumbernya ada disini ...

Cara Ampuh Sembuhkan Impotensi

Impotensi atau istilah medisnya disfungsi ereksi merupajan penyakit paling memalukan bagi kaum pria. Bukan hanya karena tidak mampu untuk memuaskan pasangan, namun kebanyakan juga karena harga diri dan kejantanan.Pakar seks terkemuka Dr Boyke Dian Nugraha, Sp.OG, MARS, mengatakan penyakit disfungsi ereksi alias impoten tetap bisa disembuhkan.
Boyke menjelaskan, salah satu faktor utama penyebab impotensi justru berasal dari faktor psikologis seseorang. Permasalahan yang bisa menimbulkan tekanan psikologis seperti stres bisa membawa dampak sampai ke "urusan ranjang". "Lima puluh persen itu karena faktor psikologis. Banyak faktor, mulai dari istri galak, kena PHK, masalah ekonomi, dan sebagainya, akhirnya jadi terbawa dan jadi masalah,Baca Selengkapnya ...

What Are The Legal Aspects of Buying Real Estate?

Buying real estate is usually the biggest investment you will ever make. When you buy a house, you are are buying a property and usually a home for your family. There are a whole series of legal implications for buying and selling property which you should be aware before embarking on a transaction of this scale as it can be very risky and if you are not fully informed about a transaction before you begin, you risk a big loss on any investment that you may make.
In New South Wales, there is a system of conveyancing which is now very well established and understood by almost every provider of the conveyancing services. There is an entire legal process which is used by both buyers and sellers that is designed to protect the interests of both parties and provide remedies in the case where either party fails to meet their obligations under the various contracts which can be written. In New South Wales, there is a counter-party system of contracts which is used to buy and sell property. You go to the agent of the vendor and there is usually a process of offer and acceptance which occurs between the parties before a price is agreed upon.
Then there is an exchange of contracts. The buyer signs one copy of the contract and the seller signs another. The parties give each other the copy of the contract that they have signed. The contract is then binding and in effect. At this point, the deposit is also usually paid into the trust account of the real estate agent or the vendor's solicitor. The parties then take the time to do requisitions on title and searches, draft the transfer and do adjustments as a result of the searches before settlement occurs. They must also ensure that the correct finance is in place for the transaction to take place. Assuming that all of these steps are completed,settlement will occur on the date appointed in the contract.
Some of the risks that people are unaware of when entering into these contracts are that the sale will not complete which will mean that they could lose their deposit. It will also mean that they may be liable to pay damages for not completing the contract. If you are a seller, some of the risks can include that you may end up signing a contract with a real estate agent that you will need to pay their commission even if the sale doesn't go through or the marketing costs of the agent. Many people are unaware of the serious risks which can be related to these types of property transactions.

By David A Coleman
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How to start your online modeling career.


You can start a modeling career by starting off with online modeling. An online modeling career is one of the latest trends in modeling where models are seen by agents, photographers, and managers who might need their services. By going online, you can see your career soar like a lot of those who have taken that big step into the modeling world by starting online.
How do you start your online modeling career, and what are the things you need to do in order to make the right moves for your career right from the start? An online model is essentially similar to a model who starts her career offline but has access to more parts of the world and stands a bigger chance at getting jobs because she is putting herself on a medium that exposes her to a wider audience. Models who opt to start their modeling careers online often find that while it does get them a lot of exposure in terms of getting to a lot of possible modeling contacts in a shorter period of time, it is also very competitive. Finding the right modeling agency and starting your career on the right foot can help get you the kind of proper start you want and need and there are a few things you will need to do to achieve this.
One of the key steps to getting your online modeling career on the right path and becoming one of the more successful models online is to do a little research on what you want to do as a model. Not all aspirants do everything that are needed, and finding your niche in the industry at the beginning can help you focus on where you want your modeling career to go. Models who know their strengths and weaknesses often realize which part of the modeling industry they fit in. If you do a little research and find out which part of this world you want to belong in or where you feel you will be happiest in, you can narrow down the aspects of modeling you want to focus on and not waste your time on those aspects you know you won̢۪t make much of an impact in.
After you have decided the road your online modeling career is to take, you will then need to scout for an agency or agent who can handle your career for you. You might want to look through a number of modeling sites and check out the models that are being managed by these agents to get a feel for the kind they welcome and are looking for. While agencies do welcome diversity since a lot of clients look for different looks for their needs, it wouldn̢۪t hurt you to try and get in touch with a modeling agency online that you are confident will accept your application and will want to handle your career.
Once you have found the online modeling agency or agencies you feel will want to have you as one of the models on their roster, you might need to fill up an application and send them photos of you. This will help them determine whether you are indeed a model that they can handle and sell to clients or if you should try some other agency that needs the kind of look you have. All in all, you will have to try and approach this with a lot of guts, a lot of ambition, the right looks and attitude, and a whole lot of patience and hard work.


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The Ownership of Property

There are two methods by which co-owners hold a property. The first is by a Joint Tenancy and the second as Tenants in Common. This is an explanation of the two different methods.
JOINT TENANTS
Where a property is held by a couple (whether they are married or simply living together) as Joint Tenants, upon the death of the first the property will automatically pass to the survivor. The share of the one who dies will not form part of his or her Estate and will not be affected by the terms of any Will. In effect both parties own the whole property rather than a divisible share, which is why on the death of one of the Joint Tenants the property belongs wholly to the survivor.
TENANTS IN COMMON
The effects of holding a property as Tenants in Common means that each person has a fixed share of the property e.g. 50/50, 80/20 etc. Under this form of ownership, the property will not automatically pass on the death of one to the survivor and the share of the person who dies will form part of his or her Estate and can bequeathed to a third party. This means that it is necessary for a Will to be made to dispose of each party's separate share of the property. Where there is no Will the deceased person's share of the property will pass in accordance with the Intestacy Rules; i.e to their next of kin.
Where a property is held as Joint Tenants, that Joint Tenancy can be severed by a simple document called a Notice of Severance. Assuming that you and your co-owner hold your property as Joint Tenants, you must now consider whether or not to sever the Joint Tenancy. If you do, then your share of the Tenancy will no longer automatically pass to your co-owner upon your death and vice versa. Instead you may each nominate someone else to receive your share of the property when you die. This should be done by a Will.
If you buy land or property with another person, particularly if you are not married to them you should consider how you want to hold the property and you should advise your solicitor or conveyancer accordingly.

By Nadia Beckett
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Brain Research and Breast Cancer

Susan Love's Army of Women, has posted a Call to Action for women in the San Francisco, Stanford University area to participate in a new study. This study looks at the brain and cognitive function of breast cancer survivors and non survivors. I am fascinated with the brain, and any studies concerning the brain pique my interest. In this study a MRI will measure brain function and brain structure. Breast cancer and its treatments can cause some temporary and long lasting problems related to memory, attention and problem solving.

In the last few years a condition called 'Chemo Brain' has been finally accepted as a side effect to chemotherapy. I would explain Chemo Brain but I am still a bit fuzzy on the subject. If you have ever seen MRI, PET and CT scans of the brain from different population groups, you know the brain is truly incredible. Any study that looks at the brain functions with the objective to be helpful for survivors with cognitive function is a study worth every dollar, time and effort. So much is talked about the loss of brain use by aging, but so many other factors can influence brain function well before years. So much is not understood about the brain and its functions. Books have been written about how much we still don't know about the brain. Here is an opportunity to fill in the blanks. If you know any women in the Northern California area, let them know how they can make a difference and also help their own brain function.

By Haralee Weintraub

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How to Measure Your Bra Size


Wearing a band size which is too large is probably the most common mistake women make when choosing a bra. Wearing the wrong band size would then also make the cup size incorrect. This is because not all cup sizes of the same letter are the same. For instance, a 34C bra would have a larger cup size than a 32C. Therefore a woman who finds that she is wearing a bra which is one band size too large would have to go down one band size and also up one cup size.
Many lingerie retailers supply sizing calculators which state a woman should wear a band size which is 4-5 inches larger than her actual 'around the body' measurement. This is incorrect information from the 1930's which is still being passed from suppliers to retailers today. Early bras made by Warner's were sized in this way however new modern bras are elasticated and so a woman's actual body measurement is now very close to the correct band size she should be wearing.

What is the correct way to measure your bra size?

There are two parts to a bra size; the band which is the measurement around the circumference of the body and the cup which is the size or fullness of the bust itself. The band size should be measured by placing a tape measure tightly around the body, under the bust, with arms down. If possible this should be done by someone else to ensure accuracy. If the measurement, in inches, is an odd number then the correct band size will be the next number up as band sizes only come in even numbers. If an even number is reached then this will be the correct band size too although the next size up may be required for some styles of bra. Certain online retailers of sexy lingerie will have their own sizing guides which will have been specified by the manufacturer.

The best way to establish the new correct cup size is to work from the current incorrect cup size. If a woman has just calculated her band size using the steps above and found that she has moved down a bra size, then the new cup size will be one size larger than her current size. So as a general rule, the cup should increase by one size for every size that the band is decreased. This is true for the reverse too.

How do you know if the band size is correct?

* Shoulder straps should be checked for tightness. Good support is required however straps which are overly tight will cause discomfort.
* The hook and eye adjustments on modern elasticated bras are designed so that the bra can be tightened as the elastic wears down. Therefore it is very important that when the bra is first fitted, the most comfortable adjustment is not the last eye. The last eye adjustment should feel very tight so that it can be used once the bra has had good wear and begins to feel loose.
* The band sizing can be checked for tightness by running a hand around the inside of the bra band. This should be easy to do if the bra is not too tight. Then, to check that it is not too loose a small fist should be placed under the back of the bra. If the fist is not tight against the bra and back, then the fit is too loose.

How do you know if the cup size is correct?

* If the cup size is correctly chosen, the under-wire will run perfectly under the breasts and be completely flat against the rib cage. If the under-wire is riding up into the breasts and leaving a gap where it should meet with the ribs then the cup or band may be too small.
* There should be no unfilled or loose areas in the cup. The breasts should completely fill the bra.
* The cup should not be so tight that the breasts bulge out from under the armpits or at the top of the bra.

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Tips To Build A Website To Sell Products


Your business website is essentially your store, business cards and most important piece of marketing, all in one. How does it affect your visitors and customers is then essential to its success. Provide a memorable experience and customers are sure to return again and again. Let’s look at five keys to creating a website that sells.

Key # 1 Make your website interactive.
As the Internet continues to grow and evolve is increasingly important to create a community around your business. To achieve this means hiring your visitors and customers. This can be accomplished in several ways. You can:
* Provide a forum
* To publish surveys or polls
* Allow visitors and customers to review or range of subjects. For example, a “What is this item worth?” Question and a scale of 1 to 5 stars or a range of 1-10.
* Providing a blog and inspire the observations and comments
* House of the contests and sweepstakes
* Publish audio and video content and content writing. This gives users another way to get access to you and your personality.
Key # 2 Make sure your site provides valuable information.
People go online for a number of reasons. Go online to research a possible purchase, to find solutions to a problem you’re having and entertainment. If your site offers three products, information, entertainment and then you’re in good shape. The good news is that its contents can provide both information and entertainment, and when written well, it can also inspire purchases. Here are some ideas to provide a value for its customers and prospects:
* How to articles, videos and audio
* Advice articles, videos and audio
* Case Studies
* Books and reports
* Interviews with experts
* Product Reviews
Key # 3 Make sure your website is easy to navigate.
It takes a visitor about 20 seconds to make a decision about whether to stay on your site or click away. If the site is well presented, with products and services, information, pricing, FAQs, and the content easy to find then people are more likely to pass the time - the longer they stay in place, most likely to make a purchase or to return again.
To make your site easier to navigate into account:
* Keep your site simple.
* Keep your pages consistent with the same options and appearance.
* If you have a large amount of content, excellent! Use drop-down menus and organize content by topic for easy access.
* Providing a search function where users can find products, services or content topics quickly and easily.
* Provide a means for users to easily return to previous pages. A key reversal is an option however, if each page has the same options and menus, including the ability to quickly return to the home page, a user can always find what they need.
* Proof of the appearance of your website in different browsers to ensure that every visitor has a good experience.
Key # 4 Make your website easy on the eyes.
Visit a web page and the text was so small or the colours are so incompatible that one could not read a word? Readability is key to selling a website. Make sure:
* Your colours are pleasing to the eye,
* Your graphics are not distracting
* And keep the format as underlining, bold and italics to a minimum.
* The separation between sentences and paragraphs is adequate
* Font size is large enough for people to read and the font is readable
Key # 5 Give them a soft sell.
People expect to be sold and are looking for - they are cautious. Instead of beating the visitors a tough sell website, provide information, solve problems and show them the benefits of your products or services. They will be much more receptive and appreciative.
Creating a website that sells requires a structured approach and a desire to create the best possible experience for its visitors. Once you have created your website, consider the evidence and seeking collaborators, friends and relatives for their opinion.

By : cherieang

Forests in India


India globally possesses a distinct identity not only because of its culture, history and geography but also because of its rich diversity of natural ecosystems. Indian forests are ancient in nature and composition. The people of India perform large number of ceremonies centred on trees and plant. Even today in many parts of India the sacred grove exist and worshiped. There are variety of forests in India which provide shelter to the wide range of fauna, avi-fauna and insects. The dimension of Indian forests ranges from evergreen tropical rain forests in the Andaman and Nicobar Islands, the Western Ghats, and the north-eastern states, to dry alpine scrub high in the Himalaya to the north. The country has semi evergreen rain forests, deciduous monsoon forests, thorn forests, subtropical pine forests in the lower montane zone and temperate montane forests.
According to the survey of forest department the actual forest cover of India is 19.27% of the geographic area. There are 16 major forest types recognized which are subdivided into 221 minor types. The main part of tropical forests in India are found in the Andaman and Nicobar Islands; the Western Ghats,the greater Assam region in the north East ern part. Little bit of rain forest are also found in the Orissa state also. It should mention here that the semi evergreen rain forest is more extensive than the evergreen formation as evergreen forest tend to degrade into semi evergreen with human interference.

The forest and tropical vegetation of North East India ( Assam, Nagaland, Manipur, Mizoram, Tripura and Meghalaya as well as the plain regions of Arunachal Pradesh) are evergreen and semi-evergreen rain forests, moist deciduous monsoon forests, riparian forests, swamps and grasslands. Evergreen rain forest are found in Naga Hills, Meghalaya, Mizoram, and Manipur where the rain fall exceeds 2300 mm per annum. The huge Dipterocarpus macrocarpus and Shorea assamica occur singly in Assam. The monsoon forests occur mostly in the north east region and West Bengal. Due to the heavy rain fall in these region, the forest is very dense and heavy which provide shelter and food to the animals of all kind.
In Western Ghat the rain fall is less. The famous forest in this region are several tree species of great commercial significance (e.g. Indian rosewood Dalbergia latifolia, Malabar Kino Pterocarpus marsupium, teak and Terminalia crenulata). In the Southern part there are ranges which have extensive grasslands with patches of ever green forests. These are shelter to elephants, gaur and other large animals.
In short forest is an ecosystem consisting of trees which support innumerable life forms and it is an important part of environment. These are there to clean the air and cool it on hot days and conserve heat at night. More over forest act as an unique sound absorbers. Our rain fall also depends on forest. It is an excellent means to keep our environment balanced.

By : Debalina Debroy
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Auto Insurance Buying Tips

Consolidate Insurance Policies
Insuring two or more vehicles with the same insurance company can save you between 10 - 15% on your premiums. Covering your home through the same company that you have auto insurance with can reduce your premiums by another 10-15%.
Increase Your Deductible
One rule of thumb is to carry the highest deductible you can afford. By increasing your deductible from $100 to $1,000, you could save up to 25%. Keep in mind, though, that your lender might not agree to a higher deductible.
Clean Driving Record And Safety Courses
While traffic tickets and auto accidents will increase your premiums, most insurance companies offer discounts to drivers with clean records. Also, some insurance companies will offer a discount if you attend a Driver Training School Program, and your employer might even pay the cost if you use a company vehicle for your job. Training school discounts may vary between 7-10%.
Reduce Coverage On Older Vehicles
If you have an older car worth between $1,000 - $2,000, you might be better off dropping the collision coverage. Check to see if your collision premium is more than the value of the car.
Non-Smoker Or Early Retiree Discounts
Yes, some companies provide discounts for Non-smokers and Early Retirees. Insurers consider smoking a dangerous driving activity.
Carpool With A Co-Worker
Most insurers surcharge premiums if the commute to work exceeds 3 miles. Carpooling with a co-worker may result in a discount for low-mileage use.
Drive A Conservative Car
Before buying a car you might want to find out how much your insurance will cost annually. Insurance companies consider certain cars easily damaged and expensive to repair, and other cars the target of thieves. You could end up paying a premium surcharge between 10 - 20%. The National Highway Traffic Safety Administration (NHTSA) has established the Auto Safety Hotline at 1-800-424-9393 to report safety defects or to obtain information on cars, trucks, child seats, highway or traffic safety. The Insurance Institute for Highway Safety provides information on death rates by car make and model as well as the standard safety equipment available. The Institute can be reached at 703-247-1500.
Conclusion
After reviewing all of the savings tips, you may have determined that if you added up all your credits you could receive a 70 - 90% reduction in your premium. Well, unfortunately it doesn't work like that. Certain measures that you take may qualify you for being placed with the "preferred" company of a particular insurance group. This "preferred" company will be able to give you additional premium credits.

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